Access to Finance for Women
/Women are often our most conscientious, capable and aware household financial managers. But entrenched financial discrimination means that their capacity to borrow to money to secure their own futures is very often much lower than that of their male counterparts.
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Loanscape has today released its Borrowing Capacity Index for Q2/2024. It shows that the borrowing capacities of Australian individuals and families have stabilised after the sharp decline over the past 2 years. Lower income borrowers continue to be disproportionately impacted by interest rate increases: the family income required to qualify for the average size loan in Australia is 35% higher than 2 years ago.