About Us
Loanscape was established in 2010 to provide innovative service in the field of credit advice. Our objectives are soundly based on knowledge, research, communication and quality assured processes. Our foundation principles are:
Transparency in all that we say and do
Loyalty and long term relationships
Professional advice in the responsible structuring and management of debt
Operation within a network of like-minded business partners and associates so that our clients can access a broad range of financial and property related services
Proactive focus on our client’s objectives
In July 2023 our mortgage broking service was acquired by Loan Market and our Principal Bruce Carr will continue to offer credit advice under their brand as part of a larger team dedicated to outstanding client service.
Loanscape’s ongoing mission is remains help Australians from all walks of life to understand how the process of borrowing money and managing debt really works. We will do this by:
continuing to publish the Loanscape Borrowing Capacity Index, the only measure in Australia to regularly measure the impact of the interest rate cycle, bank lending policies, and economic conditions on peoples’ capacity to borrow money
providing information and data to help keep borrowers, home buyers and investors stay informed about the lending and property markets
providing fearless opinion to cut through the hype generated by numerous players in a crowded market, all with something to sell.
Our principal, Bruce Carr, has worked in the finance industry for 20 years. He previously enjoyed a long and successful career as a professional engineer. He was Business Applications Director with a global engineering firm with responsibility for risk review of major projects throughout South East Asia. He brings a unique perspective to finance with a keen understanding of the management of risk and the importance of quality control.
Bruce has a Master of Business Administration from Macquarie Graduate School of Management and a Diploma of Finance and Mortgage Broking Management. He is an Accredited Mortgage Consultant member of the Mortgage Finance Association of Australia.
Loanscape has today released its Borrowing Capacity Index for Q2/2024. It shows that the borrowing capacities of Australian individuals and families have stabilised after the sharp decline over the past 2 years. Lower income borrowers continue to be disproportionately impacted by interest rate increases: the family income required to qualify for the average size loan in Australia is 35% higher than 2 years ago.